Read e-book online A Fragile Balance: Emergency Savings and Liquid Resources PDF

By J. Collins

ISBN-10: 1137482370

ISBN-13: 9781137482372

ISBN-10: 1349503983

ISBN-13: 9781349503988

A Fragile stability examines suggestions to advertise emergency discount rates, particularly between underserved households.

Show description

Read or Download A Fragile Balance: Emergency Savings and Liquid Resources for Low-Income Consumers PDF

Best public finance books

Hamilton’s Paradox: The Promise and Peril of Fiscal by Jonathan A. Rodden PDF

As new federations take form and outdated ones are revived around the globe, a tricky problem is to create incentives for monetary self-discipline. A key query is whether or not a politically-motivated critical govt can credibly devote to not bail out subnational governments in instances of drawback if it cash so much in their expenses.

Local Government Budgeting: A Managerial Approach - download pdf or read online

Which will bridge the distance among price range theorists and practitioners, this booklet methods neighborhood executive budgeting because the inner source allocation strategy of a hugely differentiated association that operates in a truly political surroundings, and whose limitations are really permeable throughout the formal price range approach.

Bruno S. Frey's The New Democratic Federalism for Europe: Functional, PDF

This leading edge publication proposes a brand new institutional association for presidency to fulfil the wishes of its electorate in addition to attainable. current elements of federalism and direct democracy in Europe are bolstered, and accordingly destiny advancements bobbing up within the quarter are coped with larger. during this ebook Bruno Frey and Reiner Eichenberger suggest a brand new version of federalism inclusive of new sorts of governmental devices demonstrated by means of electorate from under.

Additional info for A Fragile Balance: Emergency Savings and Liquid Resources for Low-Income Consumers

Sample text

As a result, interventions that improve access to emergency savings and liquidity have the potential to improve family circumstances beyond household balance sheets. Additional research is needed to document the relationship between lack of liquidity and the well-being of lower-income households as well as to capture the extent to which efforts that increase liquidity influence family well-being outcomes. Conclusion Households with the lowest income are least prepared to cope with a financial emergency by any measure.

Reforming these tax programs would raise tens of billions of dollars on an annual basis—more than enough to generously support an Economic Opportunity Fund, create universal Children’s Savings Accounts, and invest in a number of other evidence-based policies to expand economic opportunity. Two EITC Reforms to Support Wealth-Building for Low- and Moderate-Income Workers The EITC was not created to directly support wealth-building. Workers become eligible for an EITC tax refund, but they cannot access that resource until they file their taxes.

In Proceedings of the Association for Financial Counseling and Planning Education, ed. J. M. Hogarth, 176–185. Columbus OH: AFCPE. Choi, Laura. 2009. ” Community Development Investment Review 5 (3): 120–122. , Martha A. Rueter, and Glen H. Elder Jr. 1999. ” Journal of Personality and Social Psychology 76 (1): 54–71. , Lora Ebert Wallace, Yumei Sun, Ronald L. Simons, Vonnie C. McLoyd, and Gene H. Brody. 2002. ” Developmental Psychology 38 (2): 179–193. , and Joachim K. Winter. Forthcoming. ” In Improving the Measurement of Consumer Expenditures, ed.

Download PDF sample

A Fragile Balance: Emergency Savings and Liquid Resources for Low-Income Consumers by J. Collins


by Brian
4.1

Read e-book online A Fragile Balance: Emergency Savings and Liquid Resources PDF
Rated 4.44 of 5 – based on 21 votes